In the aftermath of Hurricane Ike as Galveston officials begin to allow people to start returning to their homes, one simple but important thing to remember is to take pictures of everything that has to be thrown out. When I say everything, I mean everything. This includes the food that had to be thrown out from the refrigerators that have been without power for 2 weeks, any appliances that may have been damaged, furniture, clothing, children’s toys, and anything else that was damaged as a result of Ike’s relentless assault on the Texas coast. Making a claim to your insurance company for 100 pairs of shoes tends to seems to be exorbitant to most insurance adjusters, but judging from my girlfriend’s closet does not seem to be any stretch of imagination.
This simple step will save you countless hours down the road when negotiating your insurance claims. Anything that has to be thrown out or that has to be replaced can be claimed on your insurance; however, without documentation it can often be difficult to recover damages for some items.
The old cliché that a picture is worth a thousand words has never been more appropriate than it is right now.